Today there is probably no tourist agency which does not include insurance policy in their full documentation package. However it is not commonly known that in most cases “reduced” insurance programs are offered in order to attract clients with promptness and lower prices. That implies minimal set of services in case of illness or injury. The services include covering the expenses for medical treatment, medical transportation services, and repatriation in case of death. Some programs differ from the others by additional urgent dental services.
In reality insurance possibilities are much broader. In addition to the standard minimal set of services insurance policy may include organizing relatives’ visit and early return back home in state of emergency. If children are travelling insurance policy may include organizing their early return; it also may provide necessary assistance in case your luggage is lost or documents are stolen.